Simply give us your name and mailing address and your card will arrive in 7 business days.1
Residents of the State of Vermont are ineligible to open a card account.
Once your card arrives in the mail, activating it is easy. Come back to this website (it's a good idea to bookmark this website now) and activate online, or call 1-800-214-5483.
**ATTENTION JOINT FILERS: Please make sure both parties are listed on the account.**
The Western Union® NetSpend® Prepaid MasterCard® has a fee plan with an option that's just right for you.4
As an added bonus, after you direct deposit at least $500 of your payroll or government benefits into your account during one calendar month you'll qualify for an upgrade to a $5 per month Premier FeeAdvantage™ Plan that includes:
Please scroll down for disclosures
|Three Purchase Plan Options:||Pay-As-You-GoSM Plan*||Monthly FeeAdvantage™Plan||Premier FeeAdvantage Plan**|
|Monthly Plan Fee||NONE||$9.95||$5.00|
|Signature Purchase Transaction Fee***||$1.00 each||Included in Plan||Included in Plan|
|PIN Purchase Transaction Fee***||$2.00 each||Included in Plan||Included in Plan|
|U.S. ATM/Bank Cash Withdraw Fee||$2.50 each (owner fees may apply)|
|Balance Inquiry Fee||No Fee via text message
$0.50 each via phone or ATM.
Fee for automated service waived for Premier FeeAdvantage cardholders.
|Account Inactivity/Maintenance Fee||$5.95/month|
|Foreign Transaction Fee****||3.5% of the U.S. Dollar amount of the purchase transaction|
* The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. If you wish to change to another Purchase Plan, just call 1-800-214-5483 or visit www.wunetspendprepaid.com.
** Cardholder must receive $500 in Direct Deposit(s) in one (1) calendar month to qualify for this optional Premier FeeAdvantage Plan. Upon qualifying, an eligible Cardholder who is on the Pay-As-You-Go Plan may call 1-800-214-5483 or visit www.wunetspendprepaid.com to change to the Premier FeeAdvantage Plan; a Cardholder already enrolled in the $9.95 Monthly FeeAdvantage Plan will be automatically changed to the Premier FeeAdvantage Plan.
*** During checkout, select 'CREDIT' on the keypad to make a Signature Purchase, or select 'DEBIT' and enter your PIN to make a PIN Purchase.
**** The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate selected by MasterCard, see section labeled 'Transactions Made in Foreign Currencies and/or with Merchants Located in Foreign Countries.'
|Add Money To Your Account|
|Direct Deposit Fee||No fee|
|Fee to add cash or check proceeds at a NetSpend Reload Network location||Fee may be assessed by location and may vary from location to location.|
|Bank Transfer Fee||Visit your online Account Center to learn how to transfer funds to your Card from a bank account using a bank debit card or account number. Fees are determined and may be charged to the transferorâ€™s bank account by the originating bank or other provider.|
|Western Union Money Transfer Fee||
No fee to accept a money transfer to your Card Account.
Fees to send a money transfer from your Card Account will vary based on a number of factors, such as amount sent, delivery method and receiving country. Make sure you check the fees and, if applicable, exchange rate, before you send. Western Union also makes money from currency exchange. When choosing a money transmitter, carefully compare both transfer fees and exchange rates.
|Manage Your Account|
|Balance Inquiry Fee||
|Check Refund, Paper Communications or Statement Mailing Fee||$5.95 each|
|Additional Card Fee||$3.95 each|
|Lost, Stolen or Damaged Card Replacement Fee||$3.95 each|
|Account Maintenance Fee (also referred to as the Account Inactivity Fee)||$5.95 per month (fee applies if Card Account has not had any activity, that is, no purchases; no cash withdrawals; no load transactions; or no balance inquiry fee for 90 days.) If enrolled in any FeeAdvantage Plan and your Card Account has had no activity as described above, this fee will apply instead of the monthly FAP Fee or monthly Premier FAP Fee.|
|Overdraft Protection Service Fee (This optional service has Cardholder activation and eligibility requirements.)||$15.00 per Overdraft occurrence (maximum of 3 fees per calendar month).|
|Bill Payment Fee||One or more no-cost bill payment methods are made available through third-party bill payment service providers. See your online Account Center for applicable fees and a full range of options, including ACH Debit/ Preauthorized Payment Transactions Fees are determined and assessed by third-party bill payment service providers.|
|ACH Debit/ Preauthorized Payment Transaction Decline Fee||$1.00 for each such declined transaction.|
|Stop Payment Fee for ACH Debit/Preauthorized Payment Transactions||$10.00 each|
|Custom Card Fee||$4.95 per custom card, if available.|
Use your Western Union® NetSpend® Prepaid MasterCard® to shop online, in stores, over the phone or get cash at ATMs!7 Use your card to buy groceries, fill up the car with gasoline, shop for new clothes, pay for healthcare needs or even for a family vacation.
Use your card to send a Western Union Money Transfer® to over 200 countries and territories or receive a WU® money transfer directly onto your card in minutes.3 You can even perform the WU money transfer online and from the comfort of home.
Unfortunately, everyone has bills to pay. With the Western Union NetSpend Prepaid MasterCard you can pay bills like rent, mortgage, cable TV, Internet, natural gas, electricity, insurance, auto loans, student loans and others easily online.
Use the Western Union® NetSpend® Prepaid MasterCard® Refer-a-Friend program and when your family and friends fund their new card with at least $40, you'll each get a $20 credit!9
Get special offers from select merchants and get cash back on your WU® NetSpend Prepaid MasterCard for those purchases.10